who we are

Redefining What Lending Should Be

Founded on the principle that everyone deserves access to transparent, fast, and fair financial solutions. We're revolutionizing personal lending by putting people first.
about deer creek lending

Our Story

Deer Creek Lending is a wholly owned subdivision of DCH Inc. a wholly owned subdivision of the Santa Ysabel Economic Development Corporation, a federally chartered Tribal business corporation organized under 25 U.S.C § 5124, a sovereign economic arm, enterprise and instrumentality of, and created under the laws and for the benefit of, the Iipay Nation of Santa Ysabel, a federally recognized sovereign American Indian tribe in California, which abides by the principles of federal consumer finance laws, as incorporated under the laws of the Tribe.

Our mission is to provide lending solutions that are straightforward, transparent, and tailored; putting customer success at the center of everything we do. We leverage cutting-edge technology not to replace human connection, but to enhance it—making the borrowing experience faster, more transparent, and more personal.

loans made easy

How It Works

Our streamlined process gets you the funds you need quickly and securely.

Apply Online

Complete our secure application in just minutes. No paperwork required.
Streamlined 3-5 minute application with bank-level security protection.

Instant Decision

Receive your approval decision in seconds. Fast and transparent.

Receive Your Funds

Money is deposited directly into your account.
WHAT WE STAND FOR

Lending Best Practices

We are dedicated to providing the highest standards of service.

Simplified & Accessible

Our streamlined application and quick approval process help you obtain funds when they matter most.

Clear, Upfront Fees

We disclose all fees upfront, ensuring you have a full understanding of fees before you sign your loan.

Data Security

We use advanced security technology to protect your information from unauthorized access.

Personal Service

From application to final payment, we are here to guide you with attentive service and dependable support whenever you need it.

Right to Cancel

You can cancel your loan and payment obligation —at no cost— by 5:00 PM Central Time on the second business day after your funds are disbursed.
licensed lender

License

License
FAQ

Frequently Asked Questions

Find the answers you need. From loan applications to payment options, we've got you covered.

Experience the
Deer Creek Difference

Join our satisfied customers who’ve discovered lending that is fast, transparent, and focused on your success.
Apply Now